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若是汽車借款人的工作薪資條件好、有穩定的收入，例如軍公教的工作，信用紀錄也良好的話，也就是具有好的還款能力，就有機會拿到更高額度的借款、借到更多錢。 銀行在核准後一定期限內，依您的要求將款項撥入指定帳戶，並通知每月繳款日期及應繳金